Income Protection

Quite often you hear ‘it could never happen to me’ or ‘I’ll sort it out later’. Well the old maxim of “failing to plan is planning to fail” is no better suited to the ignoring of crucial decisions on protection.

What is Income Protection?

Income Protection Benefit provides a monthly benefit should you be unable to work due to incapacity caused by illness or injury resulting in a loss of earnings. This means that the plan continues to pay a monthly benefit as long as you are incapacitated and unable to return to work, suffer a loss of earnings, or the policy ends.

Who is it for?

This type of plan is designed for anyone who is working (employed or self employed). It’s worth pointing out that even if your employer provides sick pay, it is unlikely to last for longer than twelve months, and so ongoing protection is essential. Plans can be adapted to fit in with any existing protection you might have. 

More Information

More information is available in the appropriate provider's Key Features Document. For insurance business we arrange policies from a panel of insurers.

 

Payment Protection Insurance is optional.  There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income.

 

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